12.24.24

Written by Chase Majerus

‘Twas the Night Before Christmas

‘Twas the night before Christmas, and all through the town, Buyers and sellers were wearing a frown. But fear not, dear friends, for This Week Today’s here, To bring you some cheer and a prosperous year!

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Today's Agenda:

S1L Home Equity Loan

Use Your Home For The Best Future Gains

A home equity line of credit, or HELOC, lets you borrow against your home’s available equity. Applying for a HELOC with Synergy One Lending is fast and easy. Our application is fast, easy, and all online. If pre-approved, you’ll be instantly presented with your offer options.

Keychain

A Shift Migration?

The third rate cut in this year’s twilight hour, Yet mortgage rates climbed, a perplexing power. From 6.6% to 7.14%, the spike caused dismay, With buyers and sellers now keeping at bay. Freddie Mac noted the weekly ascent, While intraday rates surged past 7 percent.

The Fed’s dot plot showed a cautious refrain, Few rate cuts for 2025, much to our pain. Bond markets were spooked, by tariffs and more, Inflationary whispers knocking at the door. Yet hope still lingers, like a soft candle’s glow, For rates may recede as the new year will show.

Read more here

Though rates climb high, and the market feels tight, A shift in migration now comes into sight. From boomtowns of Austin, Miami, and more, The frenzy has faded; it’s not like before.

Inventory’s scarce in the Northeast’s embrace, But Florida and Texas see a steadier pace. Migration slowed from the pandemic’s prime, Yet whispers of movement echo through time.

Read more here

Major Manor

The Home Alone House

The Home Alone house, a Georgian delight, Sold just in time for a Christmas night. In Winnetka it stands, on a tree-lined street, A holiday icon, both stately and sweet.

With five cozy bedrooms and six lavish baths, It’s a dream for the holidays, a place for warm laughs. A sports court, two hot tubs, and fireplaces four, Luxury within, with movie charm at its core.

Kevin’s adventures made this house a star, Now a new family calls it home—how bizarre! –

Read more here

Social Space

Our Top Social Links of the week

Video:
…Or you could just try the chimney – Watch here!

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It would be impossible for Santa to sneak in here – Watch here!

Read:
41 easy appetizers for your Xmas soiree – Read here!

Video:
I should have been buying property – Watch here!

Financial Fitness

S1 FinFit

Financial fitness is the name of the game, Preparing for mortgages, your goals to reclaim. With budgeting skills and your credit in line, The keys to your dream home can surely be thine.

Savings are crucial, a foundation to build, Avoiding bad habits that leave budgets spilled. Debt in control, and expenses in check, Keeps your finances safe from a shipwreck.

Enter S1 FinFit, your financial guide, A tool for your journey, right by your side. Track every dollar, each penny, each dime, And set lofty goals to reach over time.

It helps you stay ready for rates that may shift, And gives you the tools to make dreams uplift. Mortgage readiness begins with a plan, Download S1 FinFit—take control where you can.

So take the first step, prepare for success, Financial fitness is key—don’t settle for less!

Download here!

S1 FinFit App

Digital financial assistant at your fingertips

S1 FinFit is a FREE app that provides a roadmap to help you reach your financial and lifestyle goals, no matter how big or small! Free credit monitoring with alerts, set financial goals, create budgets, and keep track of your spending to see where your money is going.

Download the app on the appropriate app store with the links below!

A Final Christmas Message

From Synergy One Lending

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A home’s not the walls, nor the roof overhead, It’s the laughter that lingers, the stories well-spread. It’s the warmth of the hearth, but more so the cheer, Of loved ones together, this magical year.

Be it mansion or cabin, or a place in between, The glow of your family’s what makes it serene. For Christmas’s magic transcends any space, It’s the hugs and the smiles that make it a place.

A tree might be crooked, the lights may not gleam, But the love in the room feels like living a dream. The gifts are just tokens, the feast just a meal, It’s the bond that you share that makes Christmas real.

So whether in cities or forests that hum, Wherever your family, that’s where you’re from. This season reminds us, as snow gently falls, A home is the heart that beats in us all.

Thank you for reading! We hope you have a wonderful day! See you next week!

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Second Mortgage