Pre-Approval in 5 minutes

Pre-Approval in 5 minutes

Funding in 5 days*💰

Funding
in 5 days*💰

Click the button and discover the fastest, simplest way to get your home equity line!

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“My wife and I were so impressed with the speed and ease of the Synergy One HELOC program. Everything was quick and paperless. Everything was simple and clear every step of the way. Good job! I would recommend this program to anyone.”

-Steve S.

The fastest, simplest way
to access your home equity

Low
Fixed Rates

Fully
Digital App

No up
front costs

Up to
$400,000

S1L HELOC
Other HELOC
Pre-Approval Time

5-10 Minutes *
Start and ready to go, today

30-45 minutes
Days to Fund

As few as 5 days *
Quick and easy

45-60 days
Rate
Fixed
You get what you Initially agree to
Variable
Minimum Loan Amount

$25K
...Wow, pretty low!

$25K

How are Homeowners Using a Home Equity Line of Credit?

How are Homeowners Using a Home Equity Line of Credit?

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“Applying for a HELOC through Synergy One Lending was a breeze. The portal was simple and easy to navigate…My HELOC funded in less than a week.”

-Alex K.

HELOC Knowledge

Click the FAQ below to get a brief description.

A home equity line of credit, or HELOC, lets you borrow against your home’s available equity.

Your equity is determined by subtracting the value of your home from the mortgage balance owed. Additionally, you can build equity if the value of your home increases as a result of changes in the housing market or improvements you make to the property.

In most states, Synergy One Lending offers loans ranging from $20,000 to $400,000 with fixed terms of 5, 10, 15, and 30 years.

At the time of funding, you will get the full amount of the loan proceeds, less the origination fee.

If you have any additional questions regarding eligibility or property requirements, please call us at 1-888-373-0535 or email us at loans@synergyoneheloc.com.

You can utilize a home equity line of credit for things like debt consolidation, home improvements, or any other major purchase of your choice.

Applying for a HELOC with Synergy One Lending is fast and easy. Our application is fast, easy, and all online. Our application uses a soft-credit inquiry and an automated home valuation to provide you with an instant qualification decision. If pre-approved, you’ll be instantly presented with your offer options.

Yes, with our solution, self-employed individuals can access the equity in their homes. One of the most frequent uses of HELOCs by self-employed people is for business purposes. During the application process, we’ll attempt to electronically verify your income and assets. Please have your login information for your bank accounts (for assets) and tax provider login (for income). Please note that while you can manually upload these documents, doing so will cause the process to take longer.