06.17.24

Written by Chase Majerus

There’s No Place Like Home

There’s No Place Like Home” by John Howard Payner

“Mid pleasures and palaces though we may roam, Be it ever so humble there’s no place like home! A charm from the skies seems to hallow us there, Which, seek through the world, is ne’er met with elsewhere: Home!”

“Don’t you ever find yourself longing for the familiarity and comfort of home, regardless of your experiences or journeys? Remind yourself of this poem when you’re nearing the end of your summer travels!”

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Today's Agenda:

S1L Home Equity Loan

Use Your Home For The Best Future Gains

A home equity line of credit, or HELOC, lets you borrow against your home’s available equity. Applying for a HELOC with Synergy One Lending is fast and easy. Our application is fast, easy, and all online. If pre-approved, you’ll be instantly presented with your offer options.

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Amazon's Big Bet In Affordable Housing

Everything is the world is still totally normal and good as Amazon continues their path of world domination by putting a hefty investment into affordable housing. Looks like Prime memberships now come with a side of real estate philanthropy!

Amazon’s New Investment: Amazon is adding $1.4 billion to its Housing Equity Fund, bringing the total to $3.6 billion since 2021, aimed at creating and preserving 35,000 affordable housing units in Seattle, Nashville, and Arlington, Virginia.

Purpose of the Fund: The fund, launched in 2021, was initially meant to create 20,000 affordable units with a $2 billion investment but has already surpassed that goal, creating 21,000 units with $2.2 billion.

CEO’s Statement: Amazon CEO Andy Jassy emphasized the importance of creating long-term affordable housing to help families stay in their communities and support regional growth.

Target Audience: The investment primarily targets households earning 30% to 80% of the area median income, including essential workers like teachers, first responders, and healthcare workers.

Local Impact and Criticism: While the investment is seen as beneficial, some criticize Amazon for contributing to the high cost of living in places like Seattle. However, the company aims to address housing challenges in expensive metro areas through this initiative.

Read about Amazon’s continued investment into affordable housing here!

Major Manor

Gwyneth Paltrow's Los Angeles Property

Gwyneth Paltrow is selling her absurdly luxurious Los Angeles property in Brentwood’s Mandeville Canyon for $29,990,000. That’s a lot of Goop product. Let’s take a look shall we? 12,000-square-foot estate, originally built in 1950 and renovated in 2009. 8 bedrooms, 11 bathrooms, reclaimed wood floors, and modern finishes.

Expansive living room opening to a lush backyard, a chef’s kitchen with double cooktops and a wood-burning oven, and a family room with floor-to-ceiling bookshelves. Has a guesthouse, wine cellar, gym, game room, and advanced water and air filtration systems.

Check out this video of the home here!

Social Space

Our Top Social Links of the week

Read:
Funny – Joy Subdivision – Read here!

Read:
Fire: Want to live in an old fire station? – Read here!

Video:
Travel – How hard is it to buy a house in Japan? – Watch here!

Video:
National Homeownership Month – Our predictions for the summer home buying market – Watch here!

Financial Fitness

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“The hidden costs of being a homeowner” is a topic that is sweeping the news airwaves these days, as it was reported recently that it adds up to about $18,000 a year! That would freak anyone out, right? Let’s learn together:

True story, Alex Marrero and his wife bought a home in Coral Springs, Florida, and have already spent nearly $17,000 on unexpected home maintenance, repairs, and installations, such as hurricane windows, garage doors, and refinishing floors.

That story is not unlike many homeowners, who are surprised by the high costs of home improvement projects, with a report from Angi revealing that 19% of new homeowners found these expenses to be the most unexpected in the first six months. Nationwide, the average annual “hidden costs” of homeownership, including maintenance and repairs, are around that $18,000 we were talking about earlier, with states like California, Hawaii, and Massachusetts experiencing higher costs, while states like Kentucky are lower.

This is why it’s massively important to remind potential homebuyers, skipping home inspections can lead to unforeseen problems. Who knew that crack in the wall was actually pretty serious?? A thorough and experienced home inspector is your best friend in these situations because they’re the ones who will identify potential issues like foundation problems, termite damage, and water damage… before purchasing.

Our adivce? Understand your dealbreakers and stick to it. It’s totally normal to be present with your home inspector during the inspection because those dealbreakers, such as structural problems, can arise. This knowledge can aid in prioritizing repairs or negotiating the purchase price.

We also recommend that homeowners maintain a “critical eye” on their property, conducting regular inspections and checkups for mechanical systems, plumbing, and electrical systems to avoid costly surprises. Regular maintenance, like tuning up the air conditioner or furnace, is essential to prevent bigger issues.

For all other things financial fitness, download S1 Finfit, the best finance app if you want to be, or are already, a homeowner!

S1 FinFit App

Digital financial assistant at your fingertips

S1 FinFit is a FREE app that provides a roadmap to help you reach your financial and lifestyle goals, no matter how big or small! Free credit monitoring with alerts, set financial goals, create budgets, and keep track of your spending to see where your money is going.

Download the app on the appropriate app store with the links below!

Vlog

AI and the Housing Market

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This article about AI taking over housing market jobs got me thinking less about mortgage loan officers and real estate agents, and more about how AI is going to replace marketers… so we bring to you, a market update written like Saturday Night Live’s Weekend Update… by ChatGPT.

Housing market experts are completely divided on what to expect from the housing market in the second half of 2024. Some predict improvement, while others aren’t so sure. With home prices staying high and mortgage rates doing the cha-cha around 7%, buyers are left wondering if they should just invest in a tent!

Baby boomers are staying put in their homes due to low mortgage rates, clashing with millennials who struggle with high costs and limited inventory. Can someone explain the rules of housing musical chairs to boomers? It seems like their bad knees and stiff back are keeping them from to getting up and letting the millennials have a turn!

Consumer sentiment toward buying a home hit an all-time low in May, with 86% saying it’s a bad time to buy, while affordability concerns and stagnant mortgage rates frustrate potential buyers. It seems the only thing more discouraging than the housing market is trying to find a decent avocado toast in a millennial’s budget!

Wow, Stellar writing.

Catch the full video here!

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