03.14.25

Written by Chase Majerus

Spring Homebuying Preview and Advice

Spring is in the air, home prices are on the move, and apparently, robots are now building neighborhoods.

Welcome back to This Week Today, your fast, fun, and actually useful take on what’s happening in real estate, mortgage, and finance. Whether you are buying, selling, refinancing, or just here for the $50 million mega-mansions, we have got you covered.

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Today's Agenda:

S1L Home Equity Loan

Use Your Home For The Best Future Gains

A home equity line of credit, or HELOC, lets you borrow against your home’s available equity. Applying for a HELOC with Synergy One Lending is fast and easy. Our application is fast, easy, and all online. If pre-approved, you’ll be instantly presented with your offer options.

Keychain

When To Sell Your Home This Spring

Spring is creeping up like that one neighbor who’s way too interested in your lawn care habits, so it’s time to talk about selling and buying homes. Realtor.com says April 13-19 is basically the Super Bowl for home sellers; listings during this week tend to sell faster, get more attention, and score higher prices (about $4,800 more on average).

Plus, with mortgage rates finally backing down from their extended stay in the “painful” zone, more buyers might jump off the sidelines. If you wait too long, though, you could be stuck competing with every other seller in June when inventory spikes.

The 2025 housing market is basically riding shotgun with mortgage rates and affordability, with rates expected to land somewhere in the mid to low 6% range by the end of the year.

Home prices are set to peak later as sellers flood the market, just like they did in 2024 when new listings shot up 46.2%. The economy might be unpredictable, but one thing is certain… if you are buying or selling, timing is everything unless you enjoy playing real estate roulette.

Read more here

Major Manor

Crystal Pointe “Palace”

If you have ever thought, “I love my house, but what if it had 525 feet of Lake Tahoe shoreline, a private pier, and a beach house just for fun?”—then, good news, Crystal Pointe is on the market for a casual $49.5 million.

What Do You Get for That Price?

  • 16,232 square feet of living space across a primary home, guest house, and beach house
  • 5.14 private acres so you can live like a Tahoe king
  • A new pier with boat and jet ski lifts (because docking should be effortless at this price)
  • Two buoys, which we assume is important in the billionaire world
  • Tax-friendly Nevada location for those who like keeping more of their millions
  • If you have $50 million burning a hole in your pocket and want a secluded mountain estate with views that scream “I have arrived”, this is it. Otherwise, we will just admire from afar and hope they at least throw in a free paddleboard with the sale.

    Read More Here
    or Watch the Crazy Video Here

    Social Space

    Our Top Social Links of the week

    Video:
    What if we told you that you could have $100k in your account in 5 days? – Watch here!

    Read:
    Rocket Companies to buy Redfin for $1.75 billion – Read here!

    Read:
    A more “modest” lakefront property for less – Read here!

    Video:
    SNLs take on House Hunters is too real – Watch here!

    Financial Fitness

    CBS News Knows HELOC

    CBSnews.com – “HELOC rates just fell again. Here’s what homeowners should do now.”

    Read here or read our recap below!

    HELOC rates are on a steady decline, hitting a new low of 8.06% after starting the year around 10%. With rates now at their lowest point in two years, homeowners looking for extra financing should consider making their move.

    The key steps?

    Figure out what you can afford, shop around for the best lender, and avoid common mistakes like waiting for rates to drop even further or misunderstanding HELOC tax benefits. With a variable rate that adjusts over time, planning ahead is essential to ensure long-term affordability and smart financial decisions.

    If you are thinking about tapping into your home’s equity, Synergy One Lending has one of the best HELOC products in the market. With a 100% online application, a low, fixed rate, and a dedicated customer support team, it is a streamlined way to access funds when you need them.

    Homeowners are using HELOCs for everything from debt consolidation to home improvements, tuition, and even launching new businesses.

    Whether you are financing a major life event or just need financial flexibility, Synergy One Lending’s HELOC makes it simple, affordable, and stress-free.

    Apply for a HELOC with Synergy One Lending today!

    S1 FinFit App

    Digital financial assistant at your fingertips

    S1 FinFit is a FREE app that provides a roadmap to help you reach your financial and lifestyle goals, no matter how big or small! Free credit monitoring with alerts, set financial goals, create budgets, and keep track of your spending to see where your money is going.

    Download the app on the appropriate app store with the links below!

    Keychain

    3D Printed Homes Are Here and Selling

    Move over, McMansions. The future of homebuilding is looking less drywall, more sci-fi.

    In Georgetown, Texas, Lennar and Icon just wrapped up the world’s largest 3D-printed neighborhood, a 100-home community built with massive robotic printers instead of armies of construction workers. About 75% of the homes are already sold, proving that buyers are into the whole “printed house” thing.

    These homes are energy-efficient, durable, and cost-effective, with solar panels and concrete walls that keep electricity bills crazy low (one homeowner said hers was just $26 last month). Even better for inventory, printing process also cuts labor costs and speeds up construction. Lennar went from two houses a week in 2022 to printing entire communities in half the time.

    Lennar is doubling down, planning a 200-home 3D-printed community in Texas with even larger, cheaper, and faster-built houses. The cost of printing has dropped by 50%, making this more than just a cool experiment, it could be a game-changer for affordability.

    Final Take: 3D printing isn’t just for hobbyists making tiny plastic dinosaurs. It might just be the future of homebuilding.

    Read more here

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    Fixed-Rate
    Second Mortgage