Whether you have a lot of debt, no debt, make a billion dollars or are scraping by, you need a budget. A budget is key to ensuring you are not accruing piles of debt, meeting your savings goals, and just plain seeing where all your hard-earned cash is going. We’ve even provided a sample budget for you to use as an outline.
Add and subtract categories as needed and get ready to have your eyes opened. Once your budget is set-up you’re ready to discover your spending black holes!
For more info see Budgeting 101: How to Start Budgeting for the First Time